Ep 29: Can I Work and Take Social Security?

Social Security can be one of the most confusing aspects of retirement planning. There are countless claiming strategies, and it can be difficult to know which ones can be advantageous for your situation. We will discuss if you should work and take Social Security and when it might make sense to utilize this strategy.

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In this episode:

[1:16] Social Security Taxes versus Social Security Earnings Test

[1:37] Taking Social Security before your Full Retirement Test

[3:20] What is the Social Security Earnings Test?

[4:21] Exemption Amounts

[6:01] Does it make sense to take it if you are only going to receive part of the benefit?

[8:44] What counts as earnings?

[9:23] So are the reductions lost?

[9:52] Is there a situation I should claim my benefit and keep working?